An accident which is caused by another car or truck can have devastating physical, emotional and financial consequences. This is equally true of boating accidents caused by careless boaters that occur on our oceans, lakes, rivers, and ponds. For serious injuries, there can be large medical bills and significant time missed from work. But even while you’re out of work and trying to recover, your mortgage or rental payment, car, insurance, utility bills and other payments are all still due.
Under Georgia law, if you have been injured as a result of someone else’s negligent or careless driving, you are entitled to seek money damages. But recovering these damages can be difficult if the negligent driver doesn’t have insurance (or enough insurance). What most accident victims don’t know is that the negligent person may not have enough (or even any) insurance to pay for the victim’s injuries and damages. This means that an accident victim may never actually recover money damages from the negligent (or “at-fault”) driver (unless the negligent driver has sufficient assets or unless it is a company vehicle belonging to a solvent corporation). However, if the injured victim has uninsured or underinsured auto insurance (also called “UM” coverage) and gives timely notice to their own insurance company, then the injured victim may still be able to recover money damages for the harm caused by the careless driver (regardless of whether the negligent driver has insurance or enough insurance). In this situation, it is critical to have an experienced attorney making certain that all notice deadlines are met and that the insurance companies fulfill all of their obligations and responsibilities to you.
If you have been injured in a car, truck or boating accident, you may be entitled to money damages. Please call 770-982-1800 or e-mail one of our attorneys right away. There is no charge and we would be happy to discuss your case.
Mason & Associates, P.C. has offices in Atlanta, Lawrenceville and Roswell and accepts cases in all of Georgia’s 159 Counties including: Barrow County (Winder), Clarke County (Athens), Cobb County, Dekalb County (Lithonia, Stone Mountain), Fayette County, Forsyth County, Fulton County, Hall County, Henry County, Gwinnett County (Snellville, Lilburn, Duluth, Norcross, Grayson), Newton County, Oconee County, Paulding County, Rockdale County (Conyers), Walton County (Loganville and Monroe).